If you can see yourself benefiting from extra liability insurance, you should consider getting an umbrella insurance policy. Umbrella insurance is specifically designed to protect the policyholder against lawsuits and claims. Here is some information from iSURE Insurance Agency about why you should consider getting umbrella insurance in the state of Texas.

What Does Umbrella Insurance Cover?

Before you go out and buy an umbrella insurance policy in Texas, you should have a good idea of what umbrella insurance offers. You can count on umbrella insurance to do the following:

• Offer extra liability coverage when you exceed the limits of your auto, homeowners, and boat insurance policies. This protection will automatically come into play when you have exhausted the liability of other policies.
• Offers coverage for any claims that other liability policies may exclude. Some examples of such claims include false arrest, slander, libel, and liability coverage for owned rental units.

In general, umbrella insurance offers coverage in Dallas, TX for lawsuits, injuries, damage to property, and situations involving personal liability.

For example, if you get into a car accident where other parties are injured, and you are at fault, your umbrella insurance policy may kick in. Umbrella insurance policy offers extra liability for injuries a guest sustains on your property, injuries your pet causes to other parties, and more.

Umbrella insurance also covers property damage liability. If you, your child, or your pet causes damage to the property of another party, your umbrella insurance policy may cover these damages. Finally, umbrella insurance can help protect you against liability that you may encounter if you're a landlord. For example, if someone is injured on your rental property, umbrella insurance may protect you against the lawsuit.

As you can probably imagine, umbrella insurance can come in handy for just about anyone who lives in Farmers Branch, Dallas or the DFW Metroplex. Whether you own a rental property or you have a dog that is prone to biting, you should consider getting umbrella insurance for extra coverage. Reach out to our offices at iSURE Insurance Agency in Farmers Branch, TX, and we can help you pick the policies that will benefit you the most.