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Constructing or buying a home is an exciting experience and one of the most important steps in life. With the huge investment that goes into the activity, it is important to protect your investment. This is why iSURE Insurance Agency strives to ensure quality policies for the residents of Farmers Branch, Dallas, and the surrounding DFW Metroplex. If you want to get a quote for the different types of home insurance in Texas, do not hesitate to reach out to us.
This type of insurance will not only cover the physical structure of your home but also fittings in your kitchen and bathroom. Outdoor buildings such as greenhouses, sheds, and garages will also be protected under the policy. In most cases, mortgage lenders will require that you have this insurance policy before taking out a mortgage.
Additional Living Expenses
In case you cannot live in your home because of damage caused by the insured risk, this insurance policy will cover any additional costs above your normal living expenses while your home is being repaired. This coverage may include hotel bills, alternative housing, travel, and restaurant meals. It is important to keep all receipts to seek the reimbursement you deserve.
Other than the physical structure that makes a house, people invest a lot of money in in the property that they own. In the case of theft or damage, it will cost a lot of money to replace these personal belongings. With a home inventory, you can be reimbursed for the cost of your stolen or damaged items.
Most lenders require that borrowers have insurance coverage for their home before taking a mortgage loan. The coverage helps to protect the lender in case the borrower defaults on payment.
Experts at iSURE Insurance Agency can help you to choose the best insurance coverage for your needs. Wherever you live in Farmers Branch, Dallas, or the DFW Metroplex area, get in touch with us for expert guidance on how to purchase insurance in Texas. Also, try our online rating tool to get quotes for your home and auto policies.
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