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iSure Insurance Agency

4101 McEwen Road #312,
Farmers Branch, TX 75244

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Texas Flood Insurance Coverage

Flood Insurance

Flood Insurance

The National Weather service has ranked Texas as one of the most flood-prone regions in the United States. While the government of Texas and its partners have been working tirelessly to improve their flood control measures, like making sure the state’s levees are in good conditions, the risk of floods still exists.

It is because of these risks that the state is always encouraging its population to buy a flood insurance policy. Most home insurance policies do not cover the risks of flooding and this may be the only way to protect your property from the damage. Floods represent the number one natural disaster in Texas, and regardless of where you reside, it is never a bad idea to invest in a flood insurance policy.

When are you required to have flood insurance in Texas?

The requirements include:

  • If you are a homeowner and your home is located in an area considered to be a special flood hazard area, you will be required to buy an insurance policy.
  • If your business premises or house is located in a designated flood zone and area considered to be a high risk zone, it is mandatory that you get a flood insurance policy for the building. In some cities, buildings in low-risk areas are required to have the policy also.
  • In Texas, if you have a mortgage on a property, your lender may demand that you have the Insurance policy.
  • As flood zone maps are being updated, many homes are finding themselves in designated flood zones, this re-mapping means you shall be required to get an insurance policy.

At iSure Insurance Agency in Farmers Branch, TX, we are dedicated to providing the best flood insurance policies by providing the best coverage caps. Our policies may insure you against every damage to your property in the case of flooding. We will also insure the damages to your belongings caused directly by the floods.

Flood insurance is a policy that everyone in Farmers Branch, TX and the DFW Metroplex should consider looking into. However, knowing the best insurance is a daunting task. At iSure Insurance Agency, we provide the best plan that is suitable for your needs. Contact us today to purchase a flood insurance policy that will protect your home or business when disaster strikes. 

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